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About Fairway Lawyers

English, German and Spanish speaking lawyers/abogados serving Spain's Marbella, the Costa del Sol, Granada, Antequera and inland Andalucia

End to EU free movement in UK a step closer after MPs pass immigration bill

End to EU free movement in UK a step closer after MPs pass immigration bill

British MPs have approved the government’s immigration bill which aims to end EU freedom of movement rules in the UK, one of the key factors that led to Brexit. The measure has now cleared all stages in the House of Commons after being passed by 342 votes to 248 on Tuesday night. It is next due before the upper chamber, the House of Lords. The legislation ends rules that have helped millions of EU citizens to live and work in the UK, and will instead give equal rights to people from outside the bloc. “We’re ending free movement — so people can come here based on their skills, not where […]

BREXIT: Citizens’ Rights following the withdrawal of the United Kingdom of Great Britain and Northern Ireland from the European Union

BREXIT: Citizens’ Rights following the withdrawal of the United Kingdom of Great Britain and Northern Ireland from the European Union

The overall objective of Part Two of the Agreement on the withdrawal of the United Kingdom of Great Britain and Northern Ireland from the European Union and the European Atomic Energy Community (the Agreement) is to safeguard citizens’ rights derived from European Union (EU) law exercised by European Union citizens residing or working in the United Kingdom of Great Britain and Northern Ireland (UK) and by UK nationals residing or working in the EU and their respective family members by the end of the transition period provided for in the Agreement, and to provide for effective, enforceable and nondiscriminatory guarantees for this purpose. This Guidance Note is purely informative and […]

Spanish mortgage victory leaves British couple with €15,000 in their pockets thanks to bank compensation payout

Spanish mortgage victory leaves British couple with €15,000 in their pockets thanks to bank compensation payout

ONCE upon a time a happy English couple (let’s call them the Smiths) who worked very hard in Birmingham all their lives dreamed of buying a property in Spain. One day they decided they had ‘had enough of rain, beer and fish and chips’ and decided to come to Spain to change it for sun, sangria and paella. But they were not 100% sure about it… it was, after all, a big move in their lives, but you only live once, so they booked their flights to Spain. They fell in love with Spain at first glance and their people and agreed to go ahead with the purchase of a […]

Door opened for a million ‘floor clause’ mortgages in Spain on ‘abusive’ IRPH rate to be cancelled

Door opened for a million ‘floor clause’ mortgages in Spain on ‘abusive’ IRPH rate to be cancelled

One of the top legal advisers in the European Union has said that about one million mortgages sold in Spain on a different type of rate to the standard Euribor can be subject to judicial review. The rate being questioned is known as the IRPH (mortgage loan reference index) and is an alternative offered to customers of banks when buying their property. It is a national average of the cost of mortgages over a period up to three years, meaning it is less variable than the standard Euribor. However, homeowners complain that while Euribor rates plummeted in recent years, the different way of calculating IRPH keeps their loans higher. Many […]

European Court wades into Spain’s mortgage crisis

European Court wades into Spain’s mortgage crisis

With a ruling that left both banks and consumers claiming victory, Europe’s highest court waded into a legal dispute in March over allegedly unfair home mortgage plans Spanish banks used during a housing boom that imploded with the 2008 financial crisis. The European Court of Justice found that clauses Spanish banks used in adjustable interest rate mortgages may have been abusive. But it stopped short of issuing a blanket rejection of the mortgages and told Spanish courts to examine them on a case-by-case basis to see if consumers clearly understood what they were signing up for. Some housing advocates called the ruling a win in their long-running campaign against banks […]

Differences between Residence Non-Lucrative and Golden Visa in Spain

Differences between Residence Non-Lucrative and Golden Visa in Spain

RESIDENCE NON-LUCRATIVE Economic means Sufficient economic means at the time of the visa application, or proof of a source of regular income without having to engage in any business or professional activity in Spain, for the requested period of residence and in the following amounts: A monthly amount of 2,134 Euros for 2018 or its equivalent in a foreign currency to support yourself during the requested period of residence in Spain. A monthly amount of 532.51 Euros for 2018 or its equivalent in a foreign currency for the support of your dependents during their requested period of residence in Spain. The minimum income required is 25,608 Euros annually plus 6,396 Euros per each additional family member. […]

Spanish residence for Britons living in Spain

For all Britons living in Spain, I recommend applying for Spanish residence before departure of Great Britain, these are the requirements. On 10 July 2012 the Spanish government introduced details of the new residency requirements for all EU citizens, including British nationals. The Ministerial Order sets out the new residency requirements and some of the documentation applicants may be asked to present. Applications for registration as residents will be filed in person in the Immigration Office of the province where they intend to reside or in the relevant Police Station. If the application for registration does not meet the necessary requirements for it to be processed, the interested person will […]

Living in Spain and bringing your pet

In Spain, as in the other EU member states, the legislation that applies to the movement of pets since 2003 is contained in Regulation EC/998/2003 which sets animal health rules for the movement of pets for non-commercial purposes. Non-vaccinated dogs, cats and ferrets aged under 3 months are allowed to travel, subject to prior authorisations, provided that they are accompanied by a passport. In order to request this authorisation, you should contact the Spanish authorities and provide them with the following information: –  Name and date of birth of the animal. –  Microchip number. –  Passport number. –  Fax number for purposes of sending authorisation. Potentially dangerous animals In Spain, the following […]

Spain’s Golden Visa modifications

With effect from the 29th of July, 2015, an important modification on the Spanish Golden Visa (Act 14/2013 of support to entrepreneurs and their internationalization. Section on international mobility) was approved. The modification until now has largely gone unnoticed. The Act corrects some of the issues that until now have discourage foreign investment and puts Spain at the head of the most advantageous options on the global scene in relation to conditions for obtaining Golden Visa or Investor. The new regulation facilitates people traveling, residing and working in Spain (art. 65. “The issuance of an investor residence visa shall be legally sufficient to reside and work in Spain during its […]

Travel tips for Spain

Over 56 million foreign visitors visit Spain every year (source: Instituto de Estudios Turísticos) making it one of the most-visited countries in the world. Entry requirements The documentation required to travel to Spain varies according to the country of origin. If you are a citizen of the EU, Switzerland, Norway, Iceland or Liechtenstein: you will need a valid passport or ID card. Additionally, in the case of a minor travelling with an ID document, this must be accompanied by written permission from the parents. If you come from another country: The maximum stay in Spain is 90 days. There are a number of countries whose citizens are required to have […]